An illustration in today's money for a UK lifestyle at the age you choose. Defaults are filled in. Change anything that looks off. Education only - not personalised advice.
Around £29,000 to £38,000 in today's money toward a Pensions UK Minimum standard at 67.
Illustration, not a target you have to hit. Figures are in today's prices.
A Pensions UK Minimum lifestyle is illustrated at £13,900 a year. A full new State Pension illustration of £12,548 a year (2026/27) covers part of that. The remaining illustrated gap is about £1,352 a year, or a pot of about £29,000 to £38,000 drawn to age 95. Existing pensions and ISAs are not counted until you add them under Change assumptions.
Pensions UK Retirement Living Standards, 2026, one person. Those figures generally assume you own your home with no mortgage or rent. Income tax on pension withdrawals is not modelled. Lifestyle figures are a spending picture, not a gross income you would need to draw. Check State Pension age on GOV.UK. Pension access age is not the same thing.
Many people look at Moderate next if they want more flexibility than a Minimum spending picture.